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You are now leaving to a 3rd party site By clicking on this link, you are leaving the website of Finance of America Reverse LLC (”). These links are provided for convenience and informational purposes. They do not constitute an endorsement or recommendation by of any products, services, or opinions offered or expressed on this site. This site may have terms and conditions and privacy policies that differ from those of . Click to continue Back to site Just in: We surveyed 2,000 homeowners about the economy, retirement, and more. See the Details Close This Alert Your Local Reverse Mortgage Specialist: {LO Name} {LO Name} Your local {LO Title} NMLS# {000} {Location} {Email} {Phone Number} Visit My Page Main Navigation Why Why Choose Us Discover what sets us apart. Customer Stories Hear how we’re improving lives. Borrower Concierge Team Learn about our best-in-class service. Solutions What We Offer An overview of all our financial solutions. HECM Get government-insured funds with a Home Equity Conversion Mortgage. HomeSafe Standard Optimize your home equity with loans up to $4M. EquityAvail® Reduce and eliminate your monthly mortgage payment. HomeSafe Second Access your home equity while keeping your current first mortgage rate. Learn Seniority Magazine Get informed and inspired about retirement with our online publication. News Our press releases Reverse Mortgage Calculator See potential loan proceeds. Personality Quiz Discover out your retirement personality type. FAQs Get answers to common reverse mortgage questions. MoreGet to know . Contact Us We look forward to hearing from you. Careers Join our team and make a difference. Partnerships Explore our impactful relationships. (800) 262-2440 Learn More Call Us Me Login Freedom To Thrive See how customers are using the power of home equity to get the most out of retirement. Get Inspired HomeSafe Second Get the cash you need and keep your low-rate first mortgage. Learn More Your goals, in reach Whether it’s pretirement, retirement, securing your future, seeing the world, or working on your home—your housing wealth provides more options than you may realize. What Can Do For Me? Reverse mortgage Set yourself up for success with the power of your home equity. Retirement mortgage Create a smooth path to retirement through reduced monthly mortgage payments. Homesharing Make connections that help you live where and how you want. Get to work with the right tools From unlocking home wealth to earning rental income, take charge of your future with our powerful suite of financial solutions. See Our Solutions Finance and Planning Compounding Interest for Retirees: Is it a Viable Option? Though compounding interest is often offered as a savings strategies for younger people, there are still ways for retirees to take advantage of its saving potential. Read More Health and Wellness 4 Ways to Find that Holiday Feeling Wherever You Are Here’s what it means to feel home for the holidays and how to capture that feeling no matter where you call home.” Read More Finance and Planning How to Stress Test Your Retirement Plan Putting your retirement plan through some stress tests is a good way to determine if it’s going to go the distance. Here are three questions that will put your plan to the test. Read More Calculate your loan estimate Reverse Mortgage Calculator Getting a loan estimate can help you understand your home equity options. Run the numbers in minutes. Get My Estimate See why people love We help people find a clear path toward their ideal retirement. Here are some success stories to inspire you. Learn More Ready to Retire Your Way? Let’s Go Why Why Choose Us Solutions What We Offer HECM HomeSafe Standard HomeSafe Second EquityAvail® Learn Seniority Magazine News Reverse Mortgage Calculator Personality Quiz FAQs MoreContact Us Careers Partnerships Professionals Legal Privacy Legal Information SMS Terms Texas Consumer Complaint and Recovery Fund Notice Sitemap Do Not Sell or Share My Personal Information Questions or complaints? Email us at customerrelations@financeofamerica.com These materials are not from HUD or FHA and were not approved by HUD or a government agency. ©Finance of America Reverse LLC is licensed nationwide | Equal Housing Opportunity | NMLS ID # 2285 ( www.nmlsconsumeraccess.org ) | 8023 East 63rd Place, Suite 700 | Tulsa, OK 74133 | AZ Mortgage Banker License #0921300 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act | Georgia Residential Mortgage Licensee #23647 | Kansas Licensed Mortgage Company | Massachusetts Lender/Broker License MC2285: Finance of America Reverse LLC | Licensed by the N.J. Department of Banking and Insurance | Licensed Mortgage Banker — NYS Banking Department where Finance of America Reverse is known as everse LLC in lieu of true name Finance of America Reverse LLC | Rhode Island Licensed Lender | Not all products and options are available in all states | Terms subject to change without notice | For licensing information go to: www.nmlsconsumeraccess.org For Reverse Loans: When the loan is due and payable, some or all of the equity in the property that is the subject of the reverse mortgage no longer belongs to borrowers, who may need to sell the home or otherwise repay the loan with interest from other proceeds. The lender may charge an origination fee, mortgage insurance premium, closing costs and servicing fees (added to the balance of the loan). The balance of the loan grows over time and the lender charges interest on the balance. Borrowers are responsible for paying property taxes, homeowner’s insurance, maintenance, and related taxes (which may be substantial). We do not establish an escrow account for disbursements of these payments. A set-aside account can be set up to pay taxes and insurance and may be required in some cases. Borrowers must occupy home as their primary residence and pay for ongoing maintenance; otherwise the loan becomes due and payable. The loan also becomes due and payable (and the property may be subject to a tax lien, other encumbrance, or foreclosure) when the last borrower, or eligible non-borrowing surviving spouse, dies, sells the home, permanently moves out, defaults on taxes, insurance payments, or maintenance, or does not otherwise comply with the loan terms. Interest is not tax-deductible until the loan is partially or fully repaid. STATE OF ILLINOIS COMMUNITY REINVESTMENT NOTICE The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the...